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What can be done?

When substantive tort reform is passed in a given state, the climate for the insurance industry and business as a whole is generally improved, and premiums reflect that. But tort reform can be difficult to pass via legislation in a state. There are those, particularly trial attorneys, that would have citizens believe that tort reform is aimed at chipping away or completely taking away an individual's right to recover damage payments after being injured due to the negligence of another party. Nothing could be further from the truth!! The tort reform we seek balances the two sides of that equation, allowing injured parties to recover damages while allowing for a legal environment in which insurance companies can operate and expect a fair profit.

Agent participation in achieving substantive tort reform is absolutely necessary. In the end, we don’t cast the votes to pass legislation. Only elected legislators do. As such, it’s important that legislators know that their constituents want substantive tort reform to become law as a way to keep insurance both available and affordable in Missouri. So, agents need to be involved in the legislative process by contacting their elected senator and representative and explaining why tort reform is needed, and urging them to vote in favor of such. Even more effective, regularly attend MAIA’s Day at the Capitol and speak with your respective legislators in person. This year’s event takes place March 5, and more information can be found to the right quick links. The event is free to MAIA members and is an opportune time to visit with legislators. [more]
Okay, so now that you want to contact your legislators, who are they anyway? Great question! Enter your address at the link to your right in quick links to find out who your Missouri state senator and representative are. Then reach out to their offices. [more]